Safe and Sound

by Robert J. Nolan, President, Martin J. Nolan Agency

What a great time of year to live in the United States of America; festivals, celebrations, religious holidays, cake, cookies, good food and family get-togethers.

All of these in our spread out living require travel to and from homes and places of worship and work. The negative can be an over exuberance of celebration that leads to irresponsible driving and to health issues. Knowing loved ones are safe and sound is more than providing a place to live and eat.

Life insurance is a valuable tool to help families plan for the uncertainties of life, uncertainties that can be exacerbated during this time of year. With life insurance we can ensure than whatever happens, our loved ones, our spouses and children, will be provided the financial security and peace of mind that makes life less anxious.

For the past 30 years life insurance rates have been falling to the point that even persons with average incomes can afford larger amounts or coverage to combat the inflationary pressures that we live with daily. While there is not exact science in determining needs, a rule of thumb is that the primary breadwinner should have life insurance in the vicinity of at least seven times annual disposable income. If you do not have this much coverage, see a competent life insurance professional today.

Holiday time is also a time to reflect on life and protect the needs of our families. May God bless you abundantly in spirit and in meeting your physical needs.

Robert J. Nolan has been insuring life, car, home and business at the Martin J. Nolan Agency, 1210 Logan Rd. since 1976. Your insurance questions can be answered at (231) 744-3857.